All of us have a soft spot in our hearts when it comes to helping out the less fortunate. Our efforts and donations provide us with the feeling of being able to make a difference and plays on our emotional feelings of generosity.
Unfortunately, some unscrupulous telemarketers will say they are calling on behalf of a charity and may ask you to send a donation to send a handicapped child to camp. The offer may be to purchase light bulbs or other household items at inflated prices. These tactics are all aimed at soliciting your generosity in the name of helping others.
Who can refuse?
If you are not careful your generosity can be exploited and your intended contribution can end up in the hands of crooks! If you decide to give there are some simple rules to follow to prevent you from being swindled. First, give wisely. Make sure that you are familiar with the organization. Many bogus "sounding" organizations are created that resemble and appear to be very much like the authentic organization.
Creative tactics used by some bogus solicitors include masquerading in uniforms to throw you off such as police officers or official "looking" representatives dressed in uniforms. Unfortunately, these are fly by night operations preying on your emotions and name familiarity for your generous contributions. Don't hesitate to ask the solicitor for some proper identification.
Many states require the solicitor to register with the state Attorney Generals Office as well as posting bond and submitting to background checks before they are allowed to contact you.
Unless you are absolutely sure of the organization that you are giving to the following steps may prevent you from being swindled.
Request any such solicitations in writing. Remember, legitimate organizations will be more then glad to mail you literature.
Don't be pressured into contributing.
Don't fall for unsolicited callers who claim to offer gifts to a limited number of people who donate.
Ask what the purpose of the contribution that you are giving will be used for and is your contribution tax deductible? If you make a donation make sure you do so in the form of a check. NEVER pay with cash or make a check out to the solicitor. Make sure you get a receipt for your records.
Ask the solicitor if they are registered with your state Attorney General's Office and if necessary verify this fact before giving.